My visa expires in September this year. And my delivery date is around 4th October. So I will be going back to India in mid-August. My husband will be coming later in September. We have hoarded so much stuff that I was worried that we will have to leave most of it behind. But then hubby’s parents and later my parents came to visit us and we have sent clothes and other things with them. Now the small bits of furniture are left. I was thinking of putting them on gumtree, but my husband got information from his colleague that his company pays for moving and packaging if you are shifting from the client location. That’s a relief. Now I can buy whatever I like. There are some guidelines on what not to include in the shipment like industrial equipment, antiques, jewelley or fragile glass etc. We haven’t bought any such items and now my only concern is that Hubby gives me enough money to collect things which I would like to take back to India.
My without pay leave is going to end in June and I have to join college in July. I am dreading it already. I have searched the internet regarding the maternity leave and found a clause that states that maternity leave can be taken with any other leave. That must mean without pay extra ordinary leave too. This should make me happy, but I am worried about another thing. The maternity benefit act 1961 states that the employee should have worked for at least 160 days in the twelve months preceding the expected delivery date. then only will she get the maternity pay. I am on without pay from December last year, that means that I haven’t worked for 160 days prior to my expected delivery date. So I won’t be getting any pay during the maternity leave. That’s totally fine by me. But will it be okay with my husband? He won’t accept it as it is. He will try to twist the rules and pull strings in order to get the maternity leave sanctioned. But I am not happy. I just want to live in peace and domestic bliss ( which I try to hamper as much as I can through my irritating behavior). then there is another matter of filing tax returns. I am not liable to pay tax as I have been on without pay leave for most part of the year. But I should start looking for some low cost term life insurance, so that I don’t have to search frantically for saving options later.
My husband is always very thoughtful when it comes to money. He is very entrepreneurial, always thinking of investing money in useful and profitable ventures. He has invested in a franchisee for kids clothes’ brand. Its in partnership with his childhood friend. We have bought a flat which is nearing completion and hopefully we will be given possession in December this year. Only two months EMI is left to pay for the flat. Then we have my husband’s term life insurances. We do have to pay our friends and family the loan we took from them to buy the flat and the shop franchisee, but at least we don’t have to pay interest on that amount and there is not a deadline to pay it. All in all the financial plan seem smooth enough.
I am eagerly waiting for my sister and her sons to visit us. There has been a slight change of plan. Earlier she had to come with our mother as mom is a bit hesitant to travel alone. My father is a busy man. He is a surgeon and has many other administrative responsibilities as well. He hadn’t made any plans to visit us, but my husband and brother persuaded him to get some time off his schedule. So now mom and dad are coming in Last week of May and sis and her kids will be coming in mid June. I have already bought many things for the children including rubber stamps, anatomy kit, wooden clock puzzle etc. I am on the look out for more unique toys which are not easily available in India.
It is really very frustrating when you are calling home and the network is lost. As it is I get to call my mother once a week as my husband takes the cell phone to his office. Sometimes I use online messenger services like yahoo, when I have to talk to my sister. But most of the time she is not online. And at my mother’s place, they haven’t installed any of the systems. For God’s sake how long can it take to install google talk on the computer? I am tired of all these options and thinking of getting the help of some professional service.
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